Sabtu, 30 September 2017

PDF Ebook Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins

PDF Ebook Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins

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Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins

Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins


Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins


PDF Ebook Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins

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Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins

About the Author

Jamie P. Hopkins, Esq., CFP®, RICP®, is one of the nation’s leading retirement planning experts. He is a professor of taxation at the American College of Financial Services and the director of the New York Life Center for Retirement Income. Hopkins’s academic credentials include a BA in political science from Davidson College, a JD with honors from the Villanova School of Law, an MBA from Villanova University, and an LLM from Temple University. He is certified as a chartered life underwriter (CLU), retirement income certified professional (RICP), certified financial planner (CFP), and chartered financial consultant (ChFC). Hopkins is passionate about educating consumers on financial best practices. InvestmentNews selected him as one of their top forty financial services professionals under the age of forty and the American Bar Association recognized him as one of the top forty young attorneys in the country.

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Product details

Paperback: 172 pages

Publisher: CreateSpace Independent Publishing Platform; 1 edition (March 18, 2018)

Language: English

ISBN-10: 1983605298

ISBN-13: 978-1983605291

Product Dimensions:

6 x 0.4 x 9 inches

Shipping Weight: 9 ounces (View shipping rates and policies)

Average Customer Review:

4.6 out of 5 stars

44 customer reviews

Amazon Best Sellers Rank:

#5,137 in Books (See Top 100 in Books)

As a financial planner (and soon to be CFP), Jamie's book is spot on. It has common sense strategies and specific tactics to ensure that people can take control of their retirement, and not be bound by popular but misguided thinking that a happy retirement must be tied to the stock market.A recurring theme, which I use with my clients, is to make sure necessary expenses are covered by guaranteed income (Social Security and pensions) and discretionary expenses covered by savings and investments. If there are no pensions - likely the case as they are endangered species - then create one with income annuities.Delaying Social Security for higher benefits if possible is another great tactic. And having a plan for a likely long term care event is also something most wealth advisors conveniently ignore.His step by step approach is in English, easy to understand and I am ordering it for many of my planning clients and siblings!

This short book is a quick and precise look at retirement from a number of different angles. It's not just financial in nature. It also includes the psychological aspects ("rewirement") and considers important life considerations such as housing. This should be the first book to look at before you go through the more formal process of retirement planning

An excellent and well thought out book offering detailed concepts and facts on achieving and maintaining adequate income during the retirement years. Explores both advantages and risks of various methods used in generating income in retirement. A good source to keep on hand for continual reference material during the retirement years. It's obvious the author is very confident of the material presented, and presents it in a clear and concise manner.

The author clearly introduces and explains the challenges of retirement. He introduces and explains various options retirees and pre-retirees should recognize and be prepared to deal with. He does a good job in increasing confidence that middle class Americans will have enough options to live comfortably in retirement. No one book can cover all the issues of retirement. I recommend this book as a good starting that offers advice that can be followed by all readers.

I am a graduate of the American College programs specifically the Retirement Income Certified Professional and Jamie is a faculty member. His insight, thought provoking thinking is a must read. It practical and useful in my practice.

Mr. Hopkins does a wonderful job clearly and concisely explaining a bevy of complex retirement and general financial planning concepts. I've often felt cripplingly daunted when tending to my finances but Mr. Hopkins has a knack for unpacking and demystifying these principles. I would recommend Rewirement to anyone seeking to cultivate a better understanding of financial planning.

Jamie's small book is comprehensive, lucid and well written. He covers bases that people may not have contemplated.It is an excellent guide for those approaching or in retirement.

Great advice for 401K to move to Roth.

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Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins PDF

Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins PDF
Rewirement: Rewiring The Way You Think About Retirement!, by Jamie P. Hopkins PDF

Jumat, 29 September 2017

Get Free Ebook Land on Fire: The New Reality of Wildfire in the West

Get Free Ebook Land on Fire: The New Reality of Wildfire in the West

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Land on Fire: The New Reality of Wildfire in the West

Land on Fire: The New Reality of Wildfire in the West


Land on Fire: The New Reality of Wildfire in the West


Get Free Ebook Land on Fire: The New Reality of Wildfire in the West

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Land on Fire: The New Reality of Wildfire in the West

Review

“The massive fire seasons of recent years make it clear we need to think hard about the future of our forests. This compact but comprehensive book offers some conversation starters for how we might reimagine our relationship with the woods.” —Bill McKibben, author of Eaarth: Making a Life on a Tough New Planet “For readers seeking a nuanced understanding of America's increasingly extreme wildfire problem, this is a superb overview. It’s just the sort of book I wish someone had handed me when I became a fire lookout fifteen years ago. I learned much from it. You will too.”  —Philip Connors, author of Fire Season: Field Notes from a Wilderness Lookout “Land on Fire provides a complete view of what it is like to deal with the extreme nature of wildfires out of control, and what the future may bring.” —Bob Fry, Type 2 Incident Commander, Northern Rockies    “Ferguson provides an incisive rendering of fire ecology, the social impacts of wildfire, and an inside view of the state-of-the-art science and technology behind today’s heroic firefighting efforts.” —Dr. Cristina Eisenberg, chief scientist at Earthwatch Institute and author of The Carnivore Way: Coexisting with and Conserving North America’s Predators “A stark portrait.” —NYBG’s Plant Talk “A terrific book that all designers—but particularly those who live in the West—should study as we re-imagine our relationship with forests and western landscapes.” —Garden Design Online​ “An introduction to wildland fire, geared toward aspiring firefighters or those with an interest in broad coverage of the subject.” —Choice “Land on Fire invites us to expand our own awareness about the lessons we, individually and culturally, could learn from the many functions of fire.” —Cultivating Place “Ferguson explores the ways in which fire affects our land, our economy and the ecosystem, and highlights the efforts to prevent and fight wildfires.” —California Bountiful “Comprehensive. . . . highly readable.” —The Denver Post “A profusely illustrated. . . fact-filled. . . eloquent account [that] does precisely what it sets out to do.” —The Oregonian “Written in accessible, elegant language, Land of Fire feels almost like a series of engaging lectures on the science of fire, the history of fire suppression and the mechanics of wildland firefighting, interwoven with a detailed scenario of how a hypothetical fire in southern Colorado would play out.” —Daily Camera  

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From the Back Cover

“Thee massive fire seasons of recent years make it clear we need to think hard about the future of our forests. This comprehensive book offers some conversation starters for how we might reimagine our relationship with the woods.” —BILL MCKIBBEN, author of Earth: Making a Life on a Tough New Planet “For readers seeking a nuanced understanding of America's increasingly extreme wildfi re problem, this is a superb overview. It’s just the sort of book I wish someone had handed me when I became a fire lookout fifteen years ago. I learned much from it. You will too.” —PHILIP CONNORS, author of Fire Season: Field Notes from a Wilderness Lookout “Land on Fire provides a complete view of what it is like to deal with the extreme nature of wildfi res out of control, and what the future may bring.” —BOB FRY, Type 2 Incident Commander, Northern Rockies “Ferguson provides an incisive rendering of fi re ecology, the social impacts of wildfi re, and an inside view of the state-of-the-art science and technology behind today’s heroic firefighting efforts.” —DR. CRISTINA EISENBERG, chief scientist, Earthwatch Institute; author of The Carnivore Way: Coexisting with and Conserving North America’s Predators

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Product details

Hardcover: 212 pages

Publisher: Timber Press (June 21, 2017)

Language: English

ISBN-10: 1604697008

ISBN-13: 978-1604697001

Product Dimensions:

6.7 x 1 x 9.1 inches

Shipping Weight: 1.4 pounds (View shipping rates and policies)

Average Customer Review:

4.2 out of 5 stars

15 customer reviews

Amazon Best Sellers Rank:

#424,455 in Books (See Top 100 in Books)

i've been so tired of hearing people tell me that climate change has no bearing on our fire seasons, i went in search of good reading material on the subject. this is a beautiful book. well thought out, precise with measured thought and consideration. i so badly want to present the book to those who would argue what this book presents, but i don't want to part with the book. it's one i will read more than once.

The long term effects of the continued burning of North Americas timberland are outlined for the reader. If causes the reader to ponder the information given in the book long after one has read it. This is a good book.

This book is so excellent it should be a text book. I learned so much. Thank you.

Really well written, easy to read style , very informative. This book brings to light the unfortunate truth of wild fire in the west.

My husband is really enjoying this book and I look forward to reading it.

RECEIVED JUST WHAT I NEEDED. WILL RE-ORDER.

“The why behind wildfire The wildfires of 2015 were the most devastating on record; more than 9 million acres burned across North America and the United States spent more than 2 billion dollars fighting and suppressing the fires. 2016 is expected to be even worse: by May, more than 1.6 million acres had already burned. Wildfire season is burning longer and hotter, affecting more and more people, especially in the west.”More academic than entertaining, this is a valuable asset for firefighters as well as those interested in wildland fire. If you live in the woods or anywhere near them, I highly recommend you read this. Not necessarily to understand fires, but to see what exactly is involved. Living out in the country myself, Ii’m grateful that I chose to read this book. Very informative. Easy to understand. If you know nothing about the science of fires, you will learn a great deal after reading this book. This is a book for anyone that wants to obtain a deeper understanding of fires. It explores the science behind fires and the research being done to find a solution. You'll learn about the heroic efforts of those responsible for fighting fire, how years of fire suppression and chronic drought have combined to make the situation more dire, and how nature reacts in the aftermath of flames. Color photographs throughout reveal the beauty and terror of fire and the stunning effect it has on the landscape. Land on Fire is for anyone seeking a deeper understanding of our time of fire. It is obvious to me that a great deal of research and work went into this book!Disclaimer: Thanks NetGalley for the opportunity to read and review it!

Ferguson writes extremely well and makes his subject both accessible and easy to understand in terms of cause and effect. His photographs are stunning in themselves, and aid understanding. He explains, for instance, how foresters in the past took stances that encouraged the build-up of brush until massive fires could not be stopped and only a few major trees with thick bark remained. The forests in general would benefit from occasional smaller fires burning off old deadwood and litter, making it into nutrients and allowing seeds to sprout in clearings. But the North American continent is drying and warming. He shows that the extended fire season and continued over-abstraction of freshwater have combined to guarantee stands of dying trees and massive fires blazing for months. Lightning and human activity, including downed power lines, are the main causes of fires.We also learn about Standing Firefighting Orders, and forensic fire science. That means tracing how a fire started, what caused it to spread and what fanned or enabled it. Ladder trees, jumping crown fires, flying sparks and valleys all play a part. We learn how to protect a house against such fires well in advance. I'm really glad that the experts in this extraordinary field are able to publish their knowledge so we can all benefit. Not least, all the people we meet in the course of this book, employed partly because of fires; the meteorologist, the heli pilot, the computer data modeller, the equipment manufacturers and medics, and of course the brave guys and girls out there in rough country with a radio and a Pulaski tool.If you enjoyed this book, or want to see more awesome photos (I use the term seldom) you will also like:The Year Yellowstone Burned: A Twenty-Five-Year Perspective by Jeff Henry.I downloaded an ARC from Net Galley. This is an unbiased review.

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Sabtu, 02 September 2017

PDF Download Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet

PDF Download Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet

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Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet

Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet


Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet


PDF Download Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet

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Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet

Product details

Series: Lonely Planet

Paperback: 128 pages

Publisher: Lonely Planet; 1 edition (March 16, 2016)

Language: English

ISBN-10: 1760344214

ISBN-13: 978-1760344214

Product Dimensions:

9.1 x 0.5 x 10.6 inches

Shipping Weight: 1.1 pounds (View shipping rates and policies)

Average Customer Review:

4.2 out of 5 stars

23 customer reviews

Amazon Best Sellers Rank:

#83,728 in Books (See Top 100 in Books)

Since it was put out by Lonely Planet, I really wanted to see this one, but am not all that thrilled. Many pictures are very busy, hard to figure out, and intense to color, while others are just not all that pretty. Instead of a drawing of the Mona Lisa to represent France, a sketch of the Louvre itself to color would have appealed to me more. But, it is still nice to take a coloring book tour through some of the most remarkable places on earth.

This is a very cool adult coloring book. Excellent scenes/historical places. Can't wait to begin coloring. The scenes aren't too simple or complex for coloring. Some get so detailed they make my eyes hurt, but not this one. I like how unique this coloring book is. This isn't the usual topic for a coloring book.

Bought this for my dad for his birthday. He loves it! He and my mom are world travelers and they love looking at the pictures from all over the world and talking about where they've been and where they'll go next. It was the perfect gift for him!

Lame. Nothing in this book to color. It’s like a sketch book. A total waste of money. They need to show more pics of the inside.

Like sketches of pix from around the globe. Bought for my step granddaughter to use to hone her skills w/ colors.

I was really excited to get this, but so disappointed when it arrived. The pictures are terrible, it’s hard to actually tell what somethings are, nevermind being able to color them. It is just so poorly done. I never use it because the pictures are so confusing, you can’t tell what to color, when lines end, what is what. I hate it. I wouldn’t suggest this to anyone.

Great product! The locations included are the "Top 25" from some list of best places to visit. Can't wait to use it!

Fun gift for a coworker who loves to travel. The pages are nice and big with lots details to color on them.

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Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet PDF

Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet PDF

Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet PDF
Lonely Planet Ultimate Travel Coloring Book, by Lonely Planet PDF